| To get a roundup of TechCrunch's biggest and most important stories delivered to your inbox every day at 3 p.m. PDT, subscribe here. If you can't get enough of ChatGPT, today is your lucky day. We also have a look at a new credit card that acts like a pawnshop and a banking executive departure. This is your Daily Crunch for Thursday. — Christine Boy, that was quick. After unveiling its mobile app for iOS in the U.S., OpenAI announced that it is now available in 11 more countries. We also learned that the new app was something that people were excited about: App downloads soared to over half a million in its first six days since launch. Our audience is pretty savvy when it comes to ChatGPT, but for those of you still scratching your head, we've got everything you need to know about the AI-powered chatbot. Now let's visit with a Stanford grad who has found a unique approach to extending credit by taking on pawnshops. Dig into the Q&A with Pesto’s founder James Savoldelli. Meanwhile, security researchers say the government of Azerbaijan used spyware to target many people in Armenia in what was reported to be "the first public cases where commercial spyware was used in the context of a war." Read more about who was targeted. Got breast milk?: BBy raised a small bit of capital as it "goes commercial" with its laser device that turns breast milk into powder. Read more. It's now "Tako" Thursday: Speaking of ChatGPT, TikTok is testing an in-app AI chatbot called "Tako" that will provide information on a particular video. Start asking questions. Know when to say when: "Anne Boden nearly lost a grip on Starling Bank years ago when the neobank was in the middle of a coup effort led by its CTO, but now it looks like Boden is doing the walking away." Find out more. Losing the crown: The Internet and Mobile Association of India is bucking the trend of naming a Big Tech executive as its chairman…by not doing that. Read about who they appointed. Here’s a few more: Nymbus lands $70M to help banks digitally transform WhatsApp is working on introducing usernames to the app Google Play Games for PC is now rolling out to Europe and New Zealand Arc browser's new tool lets you remove some elements from a website Kapital gets more of its own capital to help LatAm businesses monitor cash flow | 
